RE/MAX 440
Kathy B. Hayes
1110 North Broad Street
Lansdale  PA 19446
 Phone: 215-362-0800
Office Phone: 215-362-2260
Cell: 215-498-7058
Fax: 267-354-6839 
kathy@kathyhayesrealtor.com
Kathy B. Hayes

My Blog

8 Tips for Choosing a Locksmith

July 9, 2015 1:22 am

When it comes to service industries, the best deals aren’t always best for consumers – and security services are certainly worth the cost. One security service homeowners may call upon is the help of a locksmith, but it’s important to seek out a reputable and reliable professional. According to America’s Lock experts, here’s how.

1. Consider dealing with a local company
that has roots in the community they serve. A local locksmith service is preferable to national chains who may farm out work. This is also an excellent way to reduce the wait time and travel expenses.

2. Check references; ask friends, neighbors, and co-workers who they used and check on-line reviews.

3. Make sure that the locksmith can perform the job.
Some locksmiths may be great for an automotive lock-out emergency, but they may not do residential work. Check the company's website or Yellow Pages.

4. Ask for an address
(this may not apply to a mobile locksmith service) and check to see that it is a legitimate address. It is really important to check the signage of a mobile locksmith vehicle. A reputable company will have good signage on service vehicle.

5. Make sure that the company is licensed and check to see what professional organizations the locksmith company belongs to. Always ask for proper identification and check it with the locksmith office. Make sure that the company runs background and criminal checks on their employees.

6. Always use a company that is fully insured and bonded.
This will protect your property should something go wrong.

7. Always ask for proper identification and check it with the locksmith office.

8. Get a written estimate. A telephone estimate should be available in an emergency, but make sure that the telephone estimate and the one you receive in writing are the same. Ask for all charges, including travel charges, minimum fees and after-hours work. Never sign a blank work authorization form.

Source: America’s Lock

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Homeless Fare Better with Housing Vouchers

July 9, 2015 1:22 am

Homeless families offered housing vouchers experience significantly better outcomes than families assigned other options, according to findings from a recent report by the Department of Housing and Urban Development (HUD). The report reveals families offered a Housing Choice Voucher are less likely to experience housing instability than others offered community-based rapid re-housing, project-based transitional housing, or “usual care,” such as an extended stay in an emergency shelter.

“The results of this study demonstrate the wide-ranging benefits of supporting families experiencing homelessness with stable and enduring rental assistance—such as the assistance provided through our Housing Choice Voucher Program,” says HUD Assistant Secretary of Policy Development and Research Kathy O’Regan. “We will continue to study the efficacy of these interventions to see if the longer term outcomes mirror those we see in the short term.”

According to the report, emergency shelter programs have the highest average per-family monthly costs of approximately $4,800, compared to transitional housing at $2,700, a voucher at $1,160 per month, and rapid re-housing at $880 per month.

An estimated 150,000 U.S. families experience homelessness each year. Intervention options offered include a permanent housing subsidy (generally the Housing Choice Voucher), which assists with locating housing but does not offer additional supportive services; community-based rapid re-housing, which provides temporary rental assistance and limited services; project-based transitional housing, which provides temporary housing in agency-controlled units and intensive services; and “usual care,” which is defined as any housing or services a family accesses in the absence of immediate referral to other interventions.

Source: HUD.gov

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Your Personal Data Has Been Compromised – Now What?

July 8, 2015 1:19 am

When larger organizations face a breach of their customer or employee data, they often offer free credit monitoring services to affected individuals. If you are faced with a personal data compromise and don’t receive this offer, there are still several options to help you recover from a personally identifiable information (PII) breach, say the experts at Wombat Security Technologies.

It’s important to be proactive about minimizing the impact of breach, whether yours is one of many compromised records or you are the victim of a limited-scope breach. With the latter, if you have the motive and the means to enroll in a credit monitoring service on your own dime, it could be well worth the peace of mind to know that someone is looking out for you. Regardless, the following do-it-yourself activities will help you mitigate some of the damage caused by a breach -- as well as prevent future damage.

If you’ve been alerted to an account breach -- or you suspect you’ve fallen for a phishing email that prompted you to reveal credentials for a login-protected site like webmail, online banking, or social media -- change your password posthaste. If you happen to use that same password on other sites, be sure to update those logins as well. Hackers will often cross-check stolen passwords on multiple sites in hopes of getting a hit.

For cases in which you personally discover or suspect a data security breach, contact the help lines for affected accounts right away. Be sure to use trusted customer service channels, such as phone numbers from your credit cards or billing statements.

In many cases, it’s not just account numbers that hackers and scammers scoop up. They often grab names, email addresses, and phone numbers to use in follow-up attacks. In these attacks, fraudsters will put together multiple pieces of information they have about individuals to make their messages and calls seem more legitimate and more believable. It’s important to be on high alert once you know your data is already in the hands of hackers.

With all the ado about cyber security attacks, it can be easy to become complacent about snail mail. But consider the prior point about email addresses and phone numbers and you’ll see that the leap to a mail-based attack isn’t hard to make. If scammers obtain your name, address, and other identifying information, it can be easy for them to send compelling and seemingly genuine letters, bills, payment notices and other mailers. It’s critical that you verify the validity of unsolicited mail that asks for any type of remittance.

Source: WombatSecurity.com

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5 Freezer Hacks That Save Money

July 8, 2015 1:19 am

(Family Features) Did you know $165 billion in unconsumed food is wasted every year? A little planning – and these freezer hacks – can help lessen waste and save your hard-earned dollars, say the experts at Frigidaire. Here’s what you can do.

1. Make Room to Save More – Consumers annually save $750 on their food bill when buying in bulk. An additional freezer provides more storage space, giving you the flexibility to store larger quantities of food out of the way while you keep items for immediate use close by.

2. Designate a Meal Prep Day – You can ensure you always have healthy, home-cooked meals on hand by taking a few hours once a week to prep and cook your meals. Meals that you'll eat early in the week can be kept in the fridge until mealtime. Dishes you plan to eat later in the week can be placed in storage containers and frozen until use. After some practice, you'll be able to work efficiently and prep meals that work best for your family.

3. Prepare for the Unexpected
– Power outages can and do happen. Your freezer can be your biggest ally to combat food and money loss due to unexpected and uncontrollable events. To protect the investment you made in your family's meal plan, purchase a freezer with thicker walls that will keep foods frozen for an extended period of time.

4. Find a Bulk Buddy
– While you may not need a 10-pound bag of cheese, you probably have a friend or neighbor who would split the cost with you. Make it a date – buy in bulk together, then split the goods with the proper food storage containers.

5. End Freezer Burn – Reduce excess air in storage bags or containers, which toughens textures and worsens flavors. Note, however, that you'll need to leave space in containers that hold soup or sauce as liquid expands when frozen and could potentially crack your storage containers.

Source: Frigidaire

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The Benefits of Log Home Living

July 8, 2015 1:19 am

The American household has a long and storied history of log home living, but today’s log home construction is far from that of past. According to the National Association of Home Builders’ (NAHB) Log and Timber Homes Council (LTHC), log homes today boast features found in contemporary construction.

"Log homes vary in size and style from tiny cabins in the woods to grand, multi-million dollar estates. There are no limits to what log home construction can provide,” says Log and Timber Homes Council Chairman Mark Elliott of Coventry Log Homes in Woodsville, N.H.

There are numerous practical benefits of log homeownership, especially for those interested in a green home. The modern manufacturing process uses every portion of the log, resulting in far less waste on the job site than conventional construction. The waste that is created is typically turned into mulch or sawdust that then can be converted into fuel. There are also fewer manmade materials in a log home than a conventional one.

Log homes also can be highly energy-efficient due to the fact that the logs used are solid and uninterrupted, coupled with the modern sealant materials and building techniques. Logs absorb heat energy during the day and radiate it at night to even out the temperature. This principle, called “thermal mass,” can make occupants feel more comfortable while using less energy over the life of the home.

To ensure the highest quality log home, homebuyers should seek out companies that are members of the LTHC. These log home professionals abide by a strict code of ethics, provide free information to consumers, grade their logs and timbers by third party agencies to ensure structural integrity, provide detailed construction manuals to ensure correct construction techniques, and sponsor studies that advance log building technologies.

Source: NAHB

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How to 'Gamify' Your Yard

July 7, 2015 1:18 am

Did you know that nearly half of U.S. homeowners host outdoor activities and games in their backyards? All that outdoor fun can wreak havoc on your grass or turf, say TruGreen experts. Here, TruGreen shares three ways you can ‘gamify’ your yard without sacrificing a lush lawn.

1. With plenty of inspiration online, personalized, DIY games are gaining popularity in American households. One way to do this is with a backyard bowling set made of empty soda or juice bottles, a little water and a soccer ball. If you happen to spill paint on your lawn while adding color to the bottles, rinse it off immediately before it seeps into the soil. Not doing so can deprive the leaf blade of precious sunlight.

2. From corn hole to volleyball, team-based games can foster fun and friendly competition among family, friends and neighbors. To boost that sense of team spirit in your neighborhood, host a classic kickball game with homemade scoreboards. If all that running and sliding disrupts your lawn, take care to re-seed those areas come springtime.

3. Water-based activities are a summer staple. Create your own wet zone in your backyard with a water balloon toss or sprinkler party. If your lawn becomes saturated during the fun, adjust your watering schedule and irrigation pattern to avoid the areas that are overly-wet.

Source: TruGreen

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Live in a Wildfire-Prone Area? 3 Insurance Tips

July 7, 2015 1:18 am

By their very nature, wildfires can inflict widespread destruction, often damaging property beyond repair. As such, homeowners in wildfire-prone states should purchase enough homeowners insurance coverage to completely rebuild their homes and replace all of their personal possessions, say the experts at the Insurance Information Institute (I.I.I.).

In a standard policy, “you are covered for damage to the structure of your home and your personal belongings, as well as for additional living expenses if your home is damaged to the point where you can no longer live in it,” explains I.I.I. Senior Vice President and Chief Communications Officer Jeanne M. Salvatore.

Cars either damaged or destroyed by fire are also covered under the optional comprehensive coverage portion of an auto insurance policy.

Having an up-to-date home inventory - a detailed list of your personal possessions and their estimated values - can make filing a claim following a catastrophe such as a wildfire easier and more accurate.

Source: I.I.I.

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What Homeowners Don't Know about Energy Savings

July 7, 2015 1:18 am

According to a recent report, most homeowners participate in some kind of energy-saving activity at home, such as unplugging electronics when not in use, changing HVAC air filters and using a programmable thermostat. The report, conducted by HVAC provider Lennox, concludes that with these measures, homeowners score a ‘B’ in energy conservation. How can they do better?

“Saving energy does not have to be a daunting task,” says Lennox Energy Efficiency Expert Kyle Golden. “There are simple maintenance tasks and improvements homeowners can put into action around the house that can make a big impact on energy bills.”

One of the more common activities cited in the report is turning off the A/C system completely on hot days and the heating system on cold days. This can do more harm than good, explains Golden.

“While turning off your air conditioner system completely seems like an easy and effective way to conserve energy and save money during the summer, it is actually forcing the system to work overtime to get back to a comfortable temperature. Doing so uses more energy and can therefore cost more - not to mention the increased wear and tear on the equipment,” Golden says.

Rather than shutting the system off, Golden advises lowering or raising the temperature of the thermostat, or installing a smart thermostat to do it automatically.

According to the report, homeowners are willing to invest in energy-saving improvements, such as solar panels or appliances, energy-efficient windows, a high-efficiency furnace or air conditioner, insulation, a programmable thermostat, a high-efficiency water heater or a low-flow shower head.

Source: Lennox.com

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What's New in High-Tech Kitchen Appliances

July 6, 2015 1:18 am

Just when you think kitchen gadgets and appliances have reached the height of efficiency, a new generation proves you wrong. Design experts give us a close-up look at the newest high-tech kitchen gear:

Google-powered oven tablet
– Dacor’s Discovery IQ Oven goes way beyond convection options with a touch-screen control panel that is a Google-powered tablet. Coupled with the Dacor app, it will tell you when a dish is ready to serve, switch automatically to warming mode and send you smartphone notification. Cost? About $7,500.

A smarter coffeemaker
- Making your morning cup of Joe just got a whole lot easier. With the Mr. Coffee 10-Cup Optimal Brew Smart Coffeemaker with WeMo, you can schedule or adjust brew time from your smartphone. About $150.

Hand-held kitchen thermometer
– Now you can get a temperature read on your turkey without having to hang around the kitchen. The iDevices Kitchen Thermometer alerts your mobile phone when the bird is thoroughly cooked. An additional LED-screened device sits on the countertop or mounts magnetically to your oven, letting you monitor the temperature whenever you pass by. About $98.

Wi-Fi-enabled refrigerator
- Imagine a tablet secured to the front of your refrigerator! The Wi-Fi-enabled LCD screen on this Samsung model lets you watch TV, pull up recipes, and even make or answer calls through your fridge. It boasts counter-height drawers with adjustable temperatures and holds up to 28 cubic feet. About $3,600.

Slow cook from your phone
– Using the free WeMo app, you can control this slow cooker right from your phone. Shift from high to warm to off with the tap of your finger—even if you're miles from home—and dinner will be waiting for you when you arrive. About $130.

Smart bartending
– Mixing drinks is simple with the Perfect Drink scale and app. Compatible with Android and iOS, the scale comes loaded with recipes and walks you through each step for mixing anything from a single glass to a large pitcher of your favorite potent potable. Because the scale is so sensitive, there's no need to measure as you pour. Simply follow the directions on your app. About $40.

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9 Little Must-Haves for Baby's Room

July 6, 2015 1:18 am

Sometimes it’s hard to believe how much ‘stuff’ is needed when preparing to welcome a newborn—and perhaps some of us overdo a bit in the name of, “Oh, that’s so cute!”

But parenting website whattoexpect.com lists 10 items parents-to-be will want to have on hand before they bring home their bundle of joy:

Odor-free diaper pail – Several types are available today, including one that uses baking soda cartridges to help banish nursery odors.

Rechargeable night light – These gadgets emit enough light to guide you on your way to those midnight feedings without disturbing baby’s sleep. A single charge will last for eight hours.

Wipe warmer – A cold wipe can be a jolt to your little one as he’s coming out of sleep. A warmer will hold up to 100 wipes and ensure even the first one is warm.

Crib night light – It isn’t necessary to turn on a light every time you peek in on your baby. A crib light emits soothing light and womb sounds that provide your snoozing newborn with both comfort and security.

Safety gate – No baby-proofing job is complete without a safety gate. Newly designed gates provide top-notch security as well as good looks anywhere in your home.

Closet organizer
– If closet space is scarce, a tiered, 6-shelf closet organizer will hold toys, onesies, diapers and more neatly and within easy reach.

Bottle warmer – Takes the guesswork out of heating baby’s milk or food to just the right temperature. Best of all, it helps prevent the loss of nutrition that can occur if you use a microwave as a warmer.

Portable changing pad
– Great for on-the-so diaper changes anywhere in the house. A non-skid bottom holds it in place while the safety strap and angles sides help keep your baby secure.

Portable diaper caddy – Holds wipes and other supplies as well as a supply of diapers. You can take with you for use wherever a diaper change may be needed.

Published with permission from RISMedia.

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